• Private Clients
• Employers
• Trustees
• Client Care

Private Clients

We believe that investing in the very latest technology allows us to confidently provide our clients with a comprehensive range of services that aim to give them the Flexibility to control their own financial affairs with complete transparency in terms of what exactly they are paying for in relation to advice, investment or administration. By using our bespoke systems Clients financial plans can be changed quickly to reflect a change in their circumstances.

• Business and Personal Protection Review Service
• Pension Review Service
• SIPP Service
• Retirement Planning Service
• Succession Planning
• Investment Portfolio Construction Service
• Investment Portfolio Management Service
• Inheritance tax and Estate Planning Service
• The Remove The Hassel service
• The Priority Response Service

Employers

Many employers provide pensions, insurance and other benefits for employees, often arranged through a benefits consultant or financial adviser. However, what we have found with this approach is that your employees often receive little or no advice about how to make best use of these benefits and thus don’t value them as highly as they should. This in turn means that You the employer don’t always get value for money in terms of staff loyalty and goodwill.

We can provide you with a fresh new way to deliver employee benefits designed to deliver maximum value to both you in terms of cost and service and your valued employees in terms of making the best use of what they have and increasing loyalty .

Our approach is to work on a fee basis, rebating any commission to employers and/or employees or alternatively offsetting this against our fees . We aim to ensuring that you and your employees understand the real value of their employee benefits package through regular communications and financial education briefings. All employees at anytime can be provided with our face-to-face Comprehensive Financial Planning service.

Please click here to view our Corporate Service Package (PDF)
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Trustees

As a Legal or Accountancy practice you or your staff may from time to time take on the role of Trustee, or work with Trustees of various types of trust. The Budget 2009 announced that a new higher rate of tax will apply to discretionary trusts from 6 April 2010. This announcement means that it may be prudent to plan for this new 50% rate (42.5% for dividend income).

As you will know, the Trustee Act (Northern Ireland) 2001 set out a framework for trustees in approaching their investment duties. This, combined with the Budget announcement, provides an ideal starting point to review your clients trust arrangements.

Dealing with trustee clients involves a unique combination of legal, investment and taxation issues which as you can entail significant amounts of time and indeed money.

We have developed a trustee support proposition specifically designed to help Trustees comply with their investment duties and obligations.

Our unique proposition embraces leading edge technology, combined with our specialist technical knowledge in this field, to deliver a high quality client experience - supported by a series of robust and repeatable processes.

The First Financial Trustee Service has been designed to ensure that your firm retains absolute control of the client relationship, while providing Trustees with the best possible advice, service and support - without the need to expend significant amounts of time and money.

For more information about this unique proposition please click here to contact us.

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CLIENT CARE

We believe that providing you with the right advice from day one is of paramount importance, but what we also feel is equally as important is ensuring that this advice is continually in line with your objectives and circumstances as these are always evolving.

With this in mind we devolved Client Care, a Guaranteed service package designed to meet with your ever changing circumstances.

How this works:

1. We recommend what we feel would be the right package to meet with your needs taking into consideration advice provided, your needs and circumstances. We also agree with you how often we will review you business and the advice we give you and from when this will start. We do this so as you don’t pay for services you might not need.
2. Your choice, as all clients are different ultimately you get to choose which package you want as you may want more of a service than we are recommending. This ensures that you know what to expect from us and we know our obligations to you - giving you clarity and transparency.
3. We give you a copy of your package along with the scheduled dates for review.
4. You are contacted in due course then to arrange these by a member of our client services team. However you are free to contact us at anytime during your review dates. And likewise if we feel that it’s necessary to contact you in between we will do so.
5. As part of our CLIENT CARE PACKAGE you will also receive:
   • Our quarterly newsletter keeping you up to date on topics relevant to you.
   • On line access providing you with the ability to organise and control your finances
   • Invitations to seminars and event

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